If you’re a dive professional or want to take your hobby to the pro level, the Divers Alert Network recently added new liability insurance plans.
Pros who live in the USA now have access to Individual Professional Liability, General Liability and Group Professional Liability insurance plans.
If you live and work outside of the USA, DAN says it’s working hard to extend that coverage to “other regions” and to “check back for updates on the addition of new territories in the coming months.” Furthermore:
“DAN recognizes the vital roles that dive professionals and dive operators play in diver safety. Because their mission is to enhance safety within the entire community, DAN believes it is critically important to provide these key players with the resources they need for incident prevention, incident management and incident protection.”
With litigation on the rise, DAN’s Risk Retention Group subsidiary began offering Professional and General Liability insurance to dive professionals earlier this year.
The new coverage is available to Instructors, Divemasters, Freediving and Swimming Instructors, including those still in training. Additionally, those who have retired from the sport can get “tail coverage,” just in case.
DAN says it plans to use the data collected through these liability programs to enhance the organization’s ability to identify the root causes of incidents that lead to claims, allowing it to develop new loss-mitigation programs to prevent these events from occurring in the first place.
Bill Ziefle, DAN‘s President and CEO, says:
“Backed by reinsurance provided by various Lloyd’s syndicates and others, this new program is structured to provide sustainable and reliable cost-effective solutions for the dive industry’s liability needs. As with other DAN subsidiaries, DAN Risk Retention Group is 100 percent owned by DAN, and all profits will be used to support other DAN safety programs.”
For more information, contact a DAN insurance rep at LiabilityInsurance@DAN.org.